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Cherry Crop Insurance Outline



Insurable Crop and Eligibility Requirements:

  • Fresh market sweet cherries that are irrigated.
  • Insured acreage must have produced  at least 2,300 lbs. per acre in one of the three previous crop years.
  • Contra Costa, Fresno, Kern, Sacramento, San Joaquin, Stanislaus, San Benito, Santa Clara and Tulare counties only.

Insured Causes of Loss:

  • Unavoidable loss of production or damage resulting from any adverse weather conditions such as frost, hail, wind, excessive heat, or rain.
  • Wildlife, birds, earthquake and fire
  • Failure of the irrigation water supply source
  • Low market price

Coverage Plan - Dollar Amount of Insurance:

  • Guarantee per unit is revenue not production.

Claim for Indemnity:  Cherry Dollar Plan 

  • Revenue guarantee is based on the average of the total past actual revenue history (ARH) received multiplied by the Expected Revenue Factor. (2009 the ERF is 1.00)
  • The "net revenue" used is the actual sold value at the first point of sale shown on the house's packing settlement sheet.
  • Packing house charges are subtracted from the value of the cherries to determine the "net revenue to count" on the ARH form.
  • ARH Form Entries:

  • Year Deliverd Lbs Production Acres Yield per acre Net Revenue Revenue per acre Producer's Share 100% Share Equivalent
    2008 395,640 40 9,891 $352,120 $8,803 100 $8,803

 
 
 
 

Insurance Period:

  • On new policies insurance attaches 10 days after submitted, up to January 31
  • Insurance ceases the earlier of when harvest is complete or July 31
  • Insurance is continuous for renewal policies

IMPORTANT:  The last day to sign up for Cherry Insurance is January 31

Protect your hard-earned investments in growing Cherries!
Insure against poor weather and grow with peace of mind!

To find out how the Cherry Crop Insurance can really
Work for you; gather your delivered production
Records for up to 10 years and contact Agro Crop Insurance Agency today!


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1450 Halyard Drive, Ste. 11A
West Sacramento, CA 95691
Email:  info@agrocropinsurance.com

Phone: 800-272-2470
916-372-2566
Fax: 916-372-7149
Cell: 916-410-4277

For questions or comments regarding our web site email  webmaster@agrocropinsurance.com