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Cotton Crop Insurance Outline

Insurable Crop and Eligibility Requirements:




  • Irrigated lint cotton grown on insurable acreage or Extra Long Staple (ELS) cotton is insurable in the counties with an ELS FCI-35 actuarial.
  • For skip-row cotton only the acreage occupied by rows of cotton.

Uninsurable Acreage:

  • Acreage which has not been planted to a crop in one of the past three years.
  • Acreage which is destroyed and not re-seeded if it was practical to

Insured Causes of Loss:

Unavoidable loss of production, damage, or poor quality cotton resulting from:

  • Any adverse weather conditions: such as rain, wind, hail, frost, excessive heat, or cool temperatures.
  • Insects or plant disease if adequate control measures are applied.
  • Wild life, earthquake, fire or volcanic eruption.
  • Failure of irrigation water supply source occurring after planting.

Yield - Production Guarantee:

  • Yield guarantee is based on the actual production history (APH) average yield for the grower.

Coverage Levels:

50%     55%     60%     65%     70%     75%

Final Planting Date: For Full Coverage

Cotton must be initially seeded by May 15* to be insurable for the full guarantee.
(*except Imperial county by April 30)

Late Planting and Prevented Planting:

  • Late planting does not apply to ELS Cotton
  • Acreage prevented from being planted due to insurable causes occurring between the sales closing date and final plant date will be insured at 50% of the full guarantee.

Insurance Period:

Insurance attaches at seeding and ceases the earliest of either removal of cotton from the field or January 31.

IMPORTANT:  The last day to sign up for Cotton Insurance is February 28

Protect your hard-earned investments in growing Cotton!
Insure against poor weather and grow with peace of mind!

To find out how the Cotton Crop Insurance can really
Work for you; gather your delivered production
Records for up to 10 years and contact Agro Crop Insurance Agency today!


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1450 Halyard Drive, Ste. 11A
West Sacramento, CA 95691
Email:  info@agrocropinsurance.com

Phone: 800-272-2470
916-372-2566
Fax: 916-372-7149
Cell: 916-410-4277

For questions or comments regarding our web site email  webmaster@agrocropinsurance.com